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529 Wilson Avenue Toronto, ON M3H 1V1

14 June 2018

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Income Verification - What do you need to provide?

Personal income today comes in so many different forms and structures. If you're thinking of applying for a mortgage, below you'll find a quick summary of the different types and what's generally acceptable as verification. Permanent Salary Employee -  Usually requires 2 o...

7 June 2018

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Credit History - Why you need to maintain a good scoring.

Pay at least the minimum balance on time ALWAYS. If you're not using a credit facility, close it. It doesn'thelp your score if you're not using it. Paying late because you're trying to pay the entire amount in one shot. Not dealign with a problem with a creditor. Th...

6 June 2018

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Why you NEED a mortgage agent/broker?

You hear the word 'mortgage', and the first thing that pops into mind is 'my bank'. While this is a correct answer, it's not the best answer. The mortgage broker industry in Canada is gaining market share from the well identified big banks because of the value in the service i...