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Mortgage Rates Toronto

Toronto mortgage rates today are among the most competitive in Canada, regardless of whether you're seeking a home mortgage or commercial financing in the city.

Sherwood Mortgage Group provides stability and support for clients entering Toronto's competitive real estate market, thanks to our list of lenders through which we offer exclusive mortgage rates. As an independent Toronto mortgage broker, we have the freedom to work with both private and institutional lenders to offer you the best mortgages rates in Toronto.

Compare posted mortgage rates in Toronto to our exclusive rates below:



5-Year Variable Rate7.20%6.30**
1 Year7.79%6.89%
2 Year7.24%6.59%
3 Year6.80%5.99%
4 Year6.59%5.54%
5 Year6.64%5.54%**

*Rates may vary provincially and are subject to change without notice OAC. **High Ratio only.
Conditions may apply. May be subject to additional qualifying criteria and rate premiums.


Shaving a point or two (or 10) off your mortgage rate can result in significant savings and a tremendous ROI. Call a Sherwood mortgage agent today for the lowest mortgage rates in Toronto!

Call: 1 (877) 241 6001Call Now

Mortgage Rates Toronto - A Market Overview

Alongside Vancouver, Toronto is Canada's most competitive mortgage market. This is due to a dense and growing population limiting availabilities in the cultural hotspot, as well as a high concentration of lenders and high house prices (high prices=high mortgage rates).

Types of Mortgages & Mortgage Rates

All mortgages aren't created equal. You know about the varying rates, but there are unique types of mortgages that may be better suited to your financial and lifestyle needs.

 Know you need a mortgage, but aren't sure what's best for your financial situation and lifestyle? We can help - call a Sherwood mortgage agent for a consultation. 

Call: 1 (877) 241 6001Call Now

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