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529 Wilson Avenue Toronto, ON M3H 1V1

15 July 2022

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Don't Do This With Your HELOC

Don't Do This With Your HELOC

by Sherwood Mortgage Group
  Don't Do This With Your HELOC Homeowners across the country have been ecstatic about the equity that’s been created in their homes over the last couple of years.  Rising property values have increased Canadian’s abilities to borrow money and make improvements to their homes. Although there is a lot of equity to work with, there are still some things that homeowners need to consider before they decide to spend a lot of money on question...

5 July 2022

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Tips to sell your Home Faster

Tips to sell your Home Faster

by Sherwood Mortgage Group
New Ways to Sell Your Home Faster Although homes were flying off the market over the course of the pandemic, buyers have begun to become a bit more cautious. There are plenty of reasons for this apprehension, but primarily, buyers are not as worried about missing out on a home they’re interested in. Because of this changing mindset, some homeowners might be left holding onto their homes when they want to sell quickly. So how can you sell your home faster if you’re in need of se...

10 September 2018

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Variable Rate Mortgage vs. Fixed Rate Mortgage

Variable Rate Mortgage vs. Fixed Rate Mortgage

by Sherwood Mortgage Group
One of the most important things to consider when applying for a mortgage loan with a certified mortgage agent is whether a fixed rate mortgage or a variable rate mortgage better fits your financial future. While fixed rate mortgages are generally more expensive than variable rate mortgages, they're more secure in the long run, as you don't have to worry about interest rate increases raising your monthly payments to unsustainable levels. However, if interest rates decrease ...

31 July 2018

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How Does Credit History Affect My Mortgage Application?

How Does Credit History Affect My Mortgage Application?

by Sherwood Mortgage Group
When you apply for a mortgage, the keys to better mortgage rates in Canada are a strong credit profile and an equally steady debt ratio. Showing lenders you're able to manage your debts and make payments on time suggests a low risk borrower, and that the mortgage loan will be repaid in full. While a good credit score puts you in a favourable position to qualify for a mortgage, lenders don't stop there, examining the entirety of your credit history to determine your mortgage...

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