One of the most important things to consider when applying for a mortgage loan with a certified mortgage agent is whether a fixed rate mortgage or a variable rate mortgage better fits your financial future. While fixed rate mortgages are generally more expensive than variable rate mortgage...

When you apply for a mortgage, the keys to better mortgage rates in Canada are a strong credit profile and an equally steady debt ratio. Showing lenders you're able to manage your debts and make payments on time suggests a low risk borrower, and that the mortgage loan will be repaid in...

A mortgage is an important type of borrowing when people take out a mortgage they are taking out a loan that is secured by their home if they are unable to make the repayments on the loan for any reason, then they can lose their house. There are two types of mortgage fixed rate mortgages a...