Latest News & Blogs

  We always recommend that you ask these 5 key questions when meeting with a mortgage broker for the first time.    Whether you’re preparing to contact a broker about a mortgage, or you’ve already started the process, you should ask:   What’s the best mortgage product or loan type for me? How much will I need for a down payment? What documentation will I need for a mortgage loan? How much interest will I pay on my mortgage? Am I...

There are plenty of factors to consider before when you're considering moving across the country. First, you’ll need to decide where you want to move, why you want to move there, and if the province/city you choose will be right for your lifestyle.   Choices – Narrow Down Your Yes List and No List Your first step should be to take stock of your lifestyle and the factors that are deal makers and deal breakers.  Are you an outdoor adventure seeker, or are you s...

Homeowners across the country have been ecstatic about the equity that’s been created in their homes over the last couple of years, and because of this, you might be asking are HELOCs a good idea?  Rising property values have increased Canadian’s abilities to borrow money and make improvements to their homes, but there are a few things that you should not do with your unlocked home equity. Let’s jump into what you should NOT do with your Home Equity Line of Credit. &n...

Homes were flying off the market over the course of the pandemic, but now buyers have begun to become a bit more cautious. We've but together this short guide on selling a home the easiest way in 2022, to help you stay stress free and focused on your future. Buyers are not as worried about missing out on a home they’re interested in in the current state of the Canadian housing market, but that doesn't mean it's not a good time to sell your home. If you're personal ...

Each and every Canadian is facing the effects of inflation to some degree.  Gas, food, and energy costs are up across the board, and when you add in the duty of saving for a downpayment, things can seem overwhelming.  However, we have some tips on How to Combat Inflation in Canada and Save for a Home.   Inflation Has Surpassed Original Estimates In April, annual inflation rose to 6.8%, which significantly surpassed the Bank of Canada’s forecast of 2%. Unfortunately, t...

  In 2022, the Bank of Canada made the decision to raise its benchmark interest rates multiple times after they had remained at historically low levels over the pandemic. You’ve probably been wondering how you can go about affording a home after the Canadian interest rate hike (or hikes), so we're here to inspire, motivate, and educate you! You don’t need to take drastic measures that could wind up hurting you down the line, such as overpaying for a fixer upper to ...